A personal loan usually carries a lower annual interest rate than a credit card EMI. With a personal loan, you get a fixed ...

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Gold loans soar in banks' portfolios, surpassing ₹1 lakh crore due to rising gold prices and favorable regulations in H1FY2026.

Icra says India’s NBFC sector will see slower growth and weaker margins in FY2026 amid higher credit costs and softening demand ...

Canara Bank reported a net profit of Rs 4,774 crore in Q2 FY26, up 19% year-on-year, driven by improved asset quality and ...

The Trump administration has approved a controversial rule that could block some nonprofit workers from qualifying for student loan forgiveness, reshaping a program that has helped ...

Buying a home is one of the biggest financial decisions you’ll ever make, and a small difference in interest rate or tenure can change your total cost by lakhs. Getting the right loan means balancing ...

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Not much cheer for savers as 2025 heads towards its end, with term deposit rates being lowered by some, and soft everywhere ...

Polish authorities are investigating a large-scale cyberattack that compromised personal data belonging to clients of SuperGrosz, an online loan platform operated by AIQLABS, Deputy Prime Minister and ...

You generally should avoid closing accounts if your scores aren’t great or if you’re in the market for a major loan, such as a mortgage.

For maximum impact, combining both tactics—the extra EMI and the annual step-up—reduced the loan period to just 11 years and saved ₹30.6 lakh in interest.