Financial planners recommend saving around 75% of your pre-retirement income for retirement. Using the 4% rule, you can calculate how much you need to save in total.

Applying the rule is simple and flexible. Start by calculating your monthly take-home income and categorising your expenses ...

Creating a budget isn’t about restricting your life — it’s about designing a financial plan that actually fits how you live, ...

When I started budgeting, I quickly realized that cutting back on certain monthly expenses was essential to making the plan ...

Using the 50-30-20 rule, $2,500 should go to needs, $1,500 to wants, and $1,000 to paying down debt and savings.

Cutting monthly expenses doesn’t mean cutting comfort. With smart budgeting, simple lifestyle tweaks, and easy cost-saving strategies, you can save money every month while still enjoying the lifestyle ...